Posts by Joe McGrath
Secure digital identity data to bolster GDP, providers told
Better security of digital identities could enhance systems enrolment and bolster GDP growth.
Read MoreUK Open Banking framework a blueprint for other sectors
The UK approach to Open Banking has provided the world with a framework that can be deployed and reused across multiple sectors.
Read MoreCollaboration key to combat rising threat of APP scams
Prevention, detection, intervention, and education essential if industry is to extinguish criminal activity across Open Finance.
Read MoreInnovate or pack your bags, payment providers told
Companies are embracing buy or build strategies to remain relevant amid an increasingly demanding customer landscape.
Read MoreLegacy systems stifling institutional innovation
Experts in capital markets infrastructure say adoption of Open Banking in the institutional market has been hampered by legacy approaches.
Read MoreClear Bank: The bank of the future
A multi-million pound grant, an experienced and well-connected management team and a corporate strategy to be envied. Could ClearBank be the first to break the UK banking oligopoly? Joe McGrath investigates…
Read MoreNot about banking
As Open Banking evolves beyond apps that collate customer accounts, the incentives for customer adoption are becoming clearer. Joe McGrath looks at some of the innovators creating a buzz…
Read MoreBig ambitions
Through lending and payments, the world’s technology giants have already taken a piece of the financial sector. But so far, they’ve stopped short of becoming fully-fledged banks. What’s holding them back, asks Joe McGrath. In Open Banking circles, the prospect of Google, Amazon, Facebook and Apple (GAFA) entering the mainstream banking market was always thought…
Read MoreThe maturity of the UK lending market
Open access to customer risk data should mean better customer choice and safer lending decisions. How will that change the financial landscape in the coming years? Joe McGrath investigates.
Read MoreTaking back control
Fintechs may be in the spotlight when it comes to innovation, but Citi’s Treasury and Trade Solutions boss believes the bank can give them a run for their money, finds Joe McGrath. Advances in technology and service for consumers are raising expectations on the corporate level, driving change in the business environment. Ireti Samuel-Ogbu, Citi’s…
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