Emma Steeley, CEO, AccountScore

Emma Steely

2019 is the year Open Banking goes back to the future.

Over the last few months, I’ve seen and heard a lot of stories in the press about how the Open Banking revolution is yet to come, or, more cynically, is never going to come; at least not in the way imagined.

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Liz Oakes, Executive Vice President (Market Development), Mastercard

New Payment Platforms, Mastercard

Application programming interfaces (APIs) have overwhelmingly become banks’ preferred mechanism to meet their PSD2 obligations, but a year on, much of the conversation is still centred on their ability to deploy them effectively. Perhaps a better question is not how financial institutions comply with new technological obligations, but rather how can they can use APIs to drive new revenue.

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Industry Insight, Andrew Moor, CEO, Equitable Bank

Andrew Moor

Canada Focus In last year’s federal budget, Canada’s Finance Minister committed to studying the merits of Open Banking. Understandably, his decision triggered intense discussion among industry insiders and policymakers but we are now gradually seeing a broader conversation take place in the media. As a supporter of Open Banking but also an industry insider, I…

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Nordea forges ahead with plans on PSD2

Nordea forges ahead with plans on PSD2

The biggest bank in the Nordic Region has launched an Open Banking solution that enables corporate customers to access their accounts and integrate real-time data into their own systems and processes. The tool, named Instant Reporting, gives companies access to their accounts, balances and transactions and allows them to complement their current file-based systems by…

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Sbanken casts Nets

Sbanken casts Nets

Norwegian bank Sbanken has selected payment solutions provider Nets to support its Open Banking journey across the Nordics and Europe. Nets’ single integration solution will give Sbanken access to account information in all banks in Norway and beyond through PSD2 APIs. This will enabling Sbanken to develop services for its customers as a third party…

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Challenger banks land £280m to improve SME banking

Challengers banks land £280m for SME focus

Three challenger banks have been awarded grants totalling £280m to improve business banking for small and medium-sized enterprises (SMEs). Metro Bank, Starling and ClearBank have been awarded grants of £120m, £100m and £60m respectively by the RBS Alternative Remedies package. The money is part of a £775m fund backed by the UK Government and overseen…

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Better prepared

Brendan Jones

Former MBNA/Bank of America product development director Brendan Jones is now a part of the leadership team at Konsentus. He looks at the challenges that organisations are facing from PSD2 Open Banking.   Q: How has your career to date informed your opinions on the changing payments landscape? I have worked in the payments arena…

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