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Insights

Insight: The ‘butterfly effect’ in payments

Modulr’s Gavin Waddell explains how addressing the inefficiencies within back-end technology processes can have a huge impact on front-end outcomes.

Insight: What next for Australia’s CDR?

1 July 2021 will mark the one-year anniversary of the consumer data right (CDR), so where is Australia on its Open Banking journey?

Banking the unbanked

Insight: The consumer credit tightrope

Harry Hughes of the Lending Standards Board considers credit necessity versus choice and explains how to identify the two.

60 seconds with the Bank of England’s head of future technology on ‘taking CBDC seriously’

Will Lovell, who is responsible for looking at how new technologies are influencing the financial system, explains where digital currencies can make a difference.

60 seconds with Sveriges Riksbank’s senior economist on the potential of CBDC

Johan Schmalholz is also currently acting as a payments advisor at the e-krona division of Sveriges Riksbank and is one of the speakers at the Central Bank Digital Currency event in April.

Insight: Dapi’s Mexico launch

Dapi hopes that by increasing the accessibility of financial technology, it can help develop the fintech ecosystem in Latin America.

instant categorisation

Plaid and Codat partner to improve small business lending in the UK

It is hoped the partnership will help SMEs access the tools they need to manage their finances effectively. 

Insight: Do businesses need more assurance on data security to adopt Open Banking?

Study of 800 senior professionals from banks, lenders, personal finance management tools (PFMs) and retailers, in the UK and Netherlands.

Insight: Monzo team up with TrueLayer to offer protection against gambling addiction

The gambling block is a completely optional tool that blocks card payments to gambling firms.

Insight: Atom Bank and Plaid join forces to better serve the SME market

Plaid is joining forces with Atom to offer SME owners a streamlined application journey for lending products.