
Curve partners with real-time credit bureau Infact to expand access to credit
Ellie Duncan | News
14 Mar 2025
UK-based real-time credit bureau Infact has teamed up with digital wallet Curve to bring real-time data sharing to credit reporting in a move to modernise the UK’s credit information market.
Through the partnership, customers of Curve will now have their credit files updated instantly through Infact’s ‘Reporting API’, versus legacy credit bureaus, which operate on monthly cycles and can take up to 90 days to update information.
According to Infact, there are more than 20 million financially vulnerable Britons, while one-third of consumers have identified errors in their credit files, which can result in declined applications and, in the worst case scenario, drive individuals to unregulated lenders.
In a post on LinkedIn, Infact called its collaboration with Curve a “vital step toward modernising the UK’s credit information market, expanding access to credit, and setting a new industry standard for fairer, more accurate credit reporting”.
Shachar Bialick, chief executive officer of Curve, said: “The ability to report credit information in real-time is another huge benefit we are providing Curve customers, as well as a signal to the industry more generally, that this is the beginning of significant, necessary institutional change in expanding access to credit.”
Infact’s chief executive officer Will Mason added: “Together, we are leading the charge in the modernisation of the UK’s credit information market, and this partnership with Curve is a vital step forward.”
Infact provides lenders with instant, accurate and comprehensive credit information through a single API and, in doing so, aims to offer credit referencing that is inclusive, fair and “built with consumer context”.
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