Open Banking – Myth busting with those setting the pace
Many consider the use of Open Banking data a supplementary offering to their current data sources, some see it as a revolutionary new way of building new data profiles on consumers and are making hay whilst the sun shines and others are flat out refusing to take the leap of faith- is fear of the unknown hindering the adoption of Open Banking? Join our panel of experts as we explore the theory that access to too much data could make lenders more liable to regulatory action.
Ellie Duncan
Ellie Duncan
Head of Content Open Banking ExpoFormer Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.
Emma Steeley
Emma Steeley
Chief Executive Officer AroEmma Steeley was appointed CEO in July 2022 of Freedom Finance, a leading UK digital lending marketplace and embedded finance platform.
Freedom Finance partners with over 100 of the UK’s leading lenders and service providers to help customers access a range of consumer credit, mortgage and other financial products through its proprietary matching platform; its embedded finance marketplace is used by high-street brands such as Argos, Asda, The Co-Op Bank, RAC, Very Group and many more.
Emma will lead the next stage of the company’s exciting development and joins from Equifax, where she spent nearly four years as CEO of AccountScore. She has spent over 16 years working in senior roles in the consumer finance and fintech sector, consistently delivering product led growth and successful data driven business models.
Luke Enock
Luke Enock
Chief Executive Officer Oakbrook FinanceLuke is the CEO of Oakbrook and joined the company in August 2019 after an 18-year career in financial services that has seen him hold a series of executive roles with Barclaycard and Provident Financial Group. A former CFO and Chief Credit Officer he has extensive international experience, including 3 years living and working in South Africa and five years living and working in Scandinavia. In his last role before joining Oakbrook, Luke led the Cards portfolio at Vanquis Bank as Cards Director.
Luke has a First Class BSc in Combined Sciences from the university of Nottingham Trent and an Executive MBA from the Stockholm School of Economics.
Michael Hoare
Michael Hoare
Chief Credit Officer RatesetterMichael Hoare is RateSetter’s Chief Credit Officer and oversees credit policy, decisioning and analytics as well as Fraud. Previously Mike worked for PayPal UK, where he was Chief Credit Risk Officer, overseeing underwriting, customer management and collections strategies for unsecured consumer and small business lending. Before PayPal UK, Mike worked at Capital One, where he held a number of positions including Credit Risk Management Director and Head of Portfolio Management.
Noline Matemera
Noline Matemera
Partner - Financial Services Regulation TLT Solicitors LLPNoline is a highly experienced financial services regulatory lawyer with an in-depth knowledge of financial services law in the UK and the EU. Her experience includes obtaining regulatory authorisation and approvals, advising on conduct of business matters and assisting clients with cross-border regulatory issues.
Noline trained with the then FSA and qualified into the General Counsel Division where she gained a unique perspective into advising on public sector matters such as drafting legislation and dealing with judicial review challenges. As a result, Noline is particularly experienced in tactically and strategically engaging with and acting on behalf of public authorities such as UK financial services regulators.
