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AperiData
Authorised and regulated by the Financial Conduct Authority as a Credit Reference Agency and Open Banking Provider they are on a mission to improve financial inclusion by revolutionising credit scoring and lending processes.
Backed by risk practitioners turned serial entrepreneurs with more than 100 years of experience in global credit risk and data analytics, AperiData’s real-time risk insights empower organisations to serve their customers digitally and work to improve life outcomes.
Latest news from AperiData
AperiData and PayPoint roll out Open Banking solution to Citizens Advice Bureaus across the UK
Together with partner PayPoint, AperiData is now streamlining debt advice support for Citizens Advice Bureau (CAB) Cambridge. Its implementation at the Cambridge CAB follows successes across branches nationwide, including Stevenage, Dover, Stockport, Oldham, Rochdale and Trafford.
Its partnership with PayPoint commenced in 2023 to provide Open Banking based affordability and alternative credit referencing solutions for their clients. Together the organizations developed the Financial Information System (FIS) Customer Support Tool.
The move also saw PayPoint invest £1million in AperiData, building on an existing commercial partnership between the two companies delivering Open Banking solutions for clients across multiple sectors, including government, local authorities, charities, and housing associations.
Nick Wiles, CEO of PayPoint, commented: “We’re delighted to be supporting even more Citizens Advice Bureaus in partnership with AperiData.”
To learn more, visit www.aperidata
AperiData wins Business Partnership of the Year at The Credit & Collections Industry Awards
AperiData’s work with PayPoint and Citizens Advice Bureau Stevenage in using Open Banking to streamline debt advice support was recognised as the Business Partnership of the Year award at The Credit & Collections Industry Awards.
“This award is a huge win for the application of our technology to create real change in communities,” said Andrew Bonsall, COO at AperiData.
Citizens Advice supported nearly half a million people with free, confidential advice in 2024, more than double the previous year. Tougher economic conditions contribute to increasing demand for debt and money management support.
“To address this, we developed the Financial Information System (FIS) Customer Support Tool alongside PayPoint, and successfully piloted by Citizens Advice Stevenage," said Bonsall. “This saves over two hours of time per client supported and reduces attrition by over 50%, freeing advisers up more to support people for longer term sustainability.”
To learn more, visit: www.aperidata.com
AperiData Strengthens Senior Team Appointing Nicola Dunn as Commercial Director
AperiData has announced it has strengthened its senior leadership team with the appointment of Nicola Dunn as Commercial Director. In her new role Nicola will be heading up the Business Development, Partnerships and Customer Success division as the company embarks on its next phase of growth.
Nicola brings deep domain expertise in the world of financial services, data and open banking, having previously held roles at Experian, Atto and Lexis Nexis.
Nicola commented: “AperiData holds a unique position as an FCA authorised Credit Reference Agency and Open Banking provider that uses banking data to provide real time credit and risk insights for consumers and businesses. It’s exciting to join a team of experts that have the vision and drive to create solutions grounded in financial inclusion that will drive real change across the industry and in communities.”
To learn more, visit www.aperidata.com